Your personal financial statement, done in minutes.
Every SBA lender asks owners for a personal financial statement. Answer a few guided questions and download the official SBA Form 413, completed and totaled — free, with nothing stored on our side.
Private by design — your figures never leave your browser.
Answer in plain English
Six short sections — about you, cash, property, debts and income — with a hint on every line.
Totals add themselves
Your assets, liabilities and net worth update as you type, and the schedules feed the summary.
Download the official form
We fill in the current SBA Form 413 (05-24) PDF — the one lenders expect. Sign it and send it.
Personal Financial Statement
Official SBA Form 413 · free · about 15 minutes
About you and your business
This fills in the top of the form. Use your legal name as it appears on the loan application.
Have these handy
- Recent bank, savings and retirement account balances
- Brokerage statements for any stocks or bonds
- Mortgage statements and an estimate of each property's value
- Balances for auto loans, personal loans and credit cards
- Your annual salary and other income
- Life insurance policy details (if you have whole-life cash value)
Want it lender-ready?
The personal statement is one piece. We prepare the full package — business financials, projections and the debt schedule — the way underwriters expect.
See Loan-Ready FinancialsPersonal financial statements, answered
It's a one-page snapshot of what you personally own and owe — cash, retirement accounts, real estate, vehicles, loans, mortgages — plus your income. SBA lenders require one (SBA Form 413) from every owner of 20% or more of the business applying for a 7(a), 504 or disaster loan, and many banks ask for the same information on conventional loans. It shows the lender your net worth and other obligations alongside the business's numbers.
Something else? Call (801) 317-8616 or browse all FAQs.